FORD OPTIONS
Our Personal Contract Purchase Plan (PCP) where your monthly payment is lower when compared to a Ford Hire Purchase agreement of the same length and deposit.
Vehicle Eligibility
New and Used Cars across the Ford range. Age limits apply.
How Ford Options works:
Deposit : This is deducted from the price of the car
Monthly Payments : Calculated by deducting the Deposit and Optional Final payment from the price of the car. The balance, plus any interest and fees is then split into equal monthly payments depending on the length of your agreement.
Optional Final Payment : Also deducted from the price of the car and is due at the end of your agreement. It is the anticipated future value of your car assuming its mileage and condition is as agreed when you signed your agreement.
Features & Benefits
- Fixed monthly payments
- Interest rate fixed for the duration of the agreement (37 months)
- Your Optional Final Payment is the Guaranteed Minimum Future Value (GMFV) of your vehicle assuming its mileage and condition is as agreed when you signed the agreement
- Flexibility at the end of the agreement
- The option to own the car at the end of the agreement
- Your fixed monthly payment is lower when compared to our Ford Hire Purchase agreement of the same deposit and finance term.
I'm interested. What are my next steps?
1. Select the Ford vehicle you want to drive.
2. Choose the deposit you wish to pay typically between 10% and 30%.
3. We will ask you for your anticipated annual kilometre range.
At The End
You have three options at the end of your agreement:
Renew
Choose another car
Your chance to drive another new Ford Car. You can trade your old car in or sell it privately. Once you’ve fully settled your agreement (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.
Return
Hand the car back
Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the car is in good condition and the agreed kilometre band hasn’t been exceeded.
Retain
Keep the car
If you decide to keep the car, assuming all monthly payments have been made, you just need to pay the Optional Final Payment and it’s yours to drive away.
The credit provider is Bank of Ireland Leasing Limited, trading as Ford Credit. The FORD and FORD CREDIT trademarks are owned by the Ford Motor Company and its affiliates are used under license.
Lending criteria and terms and conditions apply. Applicants must be aged 18 or over. The information is for illustrative purposes only and does not constitute an offer.
Bank of Ireland Leasing Ltd is an insurance intermediary regulated by the Central Bank of Ireland.
Passenger Car 0% Finance Example: Ford Puma 5dr ST-Line X 1.0L EcoBoost 125PS mHEV: Retail Price €30,237. Customer Deposit / Trade In €9,071.10. Finance Amount €21,165.90. 36 monthly payments of €238.55 Total Cost of Credit €0. GMFV†† (Optional Final Payment) €12,577.98. Fixed APR 0%* (Annual Percentage Rate) as at 01/04/21
Excludes delivery & dealer related charges. Model is shown for illustrative purposes only. The Guaranteed Minimum Future Value (GMFV) is payable if you renew or retain the vehicle at the end of the agreement. Further charges may be applied by your Ford Dealer subject to kilometre limits/ condition of the vehicle. *Lending criteria and conditions apply (Over18s only). To qualify for this Finance Offer, a minimum deposit of 10% is required. Rate quoted is correct as at 01/04/21 and is subject to change. Offer available on selected Ford Puma Models ordered and registered between April 1st and September 30th 2021 at participating Dealers. This is a Consumer Hire Purchase agreement provided by Bank of Ireland Leasing Limited t/a Ford Credit. Ownership remains with Ford Credit until the optional final payment is made.
Passenger Car 0% Finance Example: Ford Kuga 5dr ST-Line X 2.5LDuratec PHEV 225PS: Retail Price† €39,863 (including SEAI Grant). Customer Deposit / Trade In €11,958.90. Finance Amount €27,904.10. 36 monthly payments of €324.41. Total Cost of Credit €0. GMFV (Optional Final Payment) €16,225.20. Fixed APR 0%* (Annual Percentage Rate) as at 01/04/21.
Excludes delivery & dealer related charges. Model is shown for illustrative purposes only. The Guaranteed Minimum Future Value (GMFV) is payable if you renew or retain the vehicle at the end of the agreement. Further charges may be applied by your Ford Dealer subject to kilometre limits/ condition of the vehicle. *Lending criteria and conditions apply (Over18s only). To qualify for this Finance Offer, a minimum deposit of 10% is required. Rate quoted is correct as at 01/04/21 and is subject to change. Offer available on selected Ford Kuga Models ordered and registered between April 1st and September 30th 2021 at participating Dealers. This is a Consumer Hire Purchase agreement provided by Bank of Ireland Leasing Limited t/a Ford Credit. Ownership remains with Ford Credit until the optional final payment is made.